Bank Holiday in September 2025: State Wise Full List
September 2025 will be marked by several bank holidays across India, as states and union territories observe a variety of festivals and regional celebrations. It is crucial for customers to be aware of the specific dates of closure in their region to plan their banking activities accordingly. While digital banking services like UPI, NEFT, and online transfers remain operational 24/7, physical bank branches will be shut on these designated days.
The Reserve Bank of India (RBI) provides a categorized list of bank holidays, which includes closures under the Negotiable Instruments Act, Real-Time Gross Settlement (RTGS) holidays, and local holidays declared by state governments. The following is a detailed, state-by-state list of bank holidays for September 2025, in addition to the standard closures on the second and fourth Saturdays and all Sundays.
National and Major Regional Bank Holidays
1. Eid-e-Milad (Milad-un-Nabi) - September 5, 2025 (Friday)
This is one of the most significant bank holidays in September. Eid-e-Milad, which marks the birth anniversary of Prophet Muhammad, is widely celebrated across India. As a result, banks will be closed in a large number of states, including:
- Gujarat
- Mizoram
- Maharashtra
- Karnataka
- Madhya Pradesh
- Tamil Nadu
- Uttarakhand
- Andhra Pradesh (Hyderabad, Vijayawada)
- Manipur
- Jammu and Srinagar
- Uttar Pradesh
- Kerala
- New Delhi
- Jharkhand
It is worth noting that while the main festival is on September 5th, some states like Jammu and Srinagar will also observe a holiday on September 12, 2025 (Friday), for the Friday following Eid-i-Milad-ul-Nabi.
2. Onam - September 4, 2025 (Thursday)
The festival of Onam is a major harvest festival celebrated with great enthusiasm in Kerala. Banks in Kerala will be closed on September 4, 2025, for the festival of First Onam or Thiruvonam.
3. Durga Puja - A Multi-Day Event
The final week of September ushers in the auspicious period of Durga Puja, leading to a series of bank holidays in eastern and northeastern states.
- Maha Saptami/Durga Puja - September 29, 2025 (Monday): This marks the beginning of the main Durga Puja festivities. Banks will be closed in several states, including:
- Tripura
- Assam
- West Bengal
Maha Ashtami/Durga Ashtami - September 30, 2025 (Tuesday): A widely observed holiday in states where Durga Puja is a major festival. Banks will be closed in:
- Tripura
- Odisha
- Assam
- Manipur
- Rajasthan
- West Bengal
- Bihar
- Jharkhand
State-Wise Detailed Bank Holiday List
In addition to the major holidays, several states have unique regional holidays. Here is a comprehensive list for September 2025.
While a long list of holidays might seem inconvenient, the modern banking ecosystem is well-equipped to handle most financial needs even on these days. Here is a guide to managing your banking during the holidays:
- Online Banking & Mobile Apps: These platforms are available 24/7. Customers can perform a wide range of transactions, from checking balances and paying bills to transferring funds and managing investments.
- UPI (Unified Payments Interface): UPI is the most popular method for instant money transfers. It operates on all days, including Sundays and bank holidays.
- ATM Services: ATMs remain a reliable option for cash withdrawals. It is a good idea to stock up on cash in advance if you anticipate a need for it.
- NEFT/RTGS: These electronic fund transfer systems are now available 24/7, 365 days a year. However, it's always prudent to check with your specific bank for any service-specific restrictions on holidays.
- Cheque Clearances: Transactions that require physical verification, such as cheque clearances, will be processed on the next working day.
The Reserve Bank of India, through its holiday list, ensures that the public is well-informed about closures. However, customers should always cross-verify the holiday schedule with their respective bank branches, as some holidays may be subject to change or may be localized to specific districts within a state.
Conclusion
September 2025 is a month filled with cultural and religious diversity, reflected in the varied bank holidays across India. The closures for Eid-e-Milad, Onam, and Durga Puja highlight the country's rich traditions. While these holidays offer a much-needed break for bank employees, the robust digital banking infrastructure ensures that essential financial services remain uninterrupted for the public. By being aware of the holiday schedule and planning ahead, customers can avoid any potential inconvenience and enjoy the festive season
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