PM‑Kisan 20th Installment | ₹2,000 Credited on August 2, 2025
In a landmark event that underscored the government’s unwavering commitment to the welfare of its agrarian community, the 20th installment of the Pradhan Mantri Kisan Samman Nidhi (PM-Kisan) scheme was successfully disbursed on August 2, 2025. This significant financial transfer saw ₹2,000 directly credited to the bank accounts of over 9.7 crore eligible farmers across the nation. The total amount disbursed in this single installment was a staggering ₹20,500 crore, highlighting the scheme's immense scale and its profound impact on the rural economy. The ceremonial launch, held from Varanasi, was not just a financial transaction but a celebration of the farmers who form the backbone of the country's food security.
The Power of Consistent Financial Support
The PM-Kisan scheme, a flagship Central Sector Scheme, was launched with the primary objective of providing income support to all landholding farmer families. Under the scheme, an annual financial benefit of ₹6,000 is provided, paid in three equal installments of ₹2,000 every four months. The release of the 20th installment marks a crucial milestone, demonstrating the scheme's longevity and its consistent role as a financial safety net for millions. For small and marginal farmers, this regular cash injection serves a dual purpose. It provides the necessary capital to procure essential agricultural inputs at the beginning of a season, such as high-quality seeds, fertilizers, and pesticides, thereby ensuring better crop health and higher yields. Simultaneously, it acts as a crucial supplement to their household income, helping them manage domestic needs, pay for children's education, and cover unexpected medical expenses.
The stability provided by the scheme has been a game-changer, particularly in a sector often exposed to unpredictable weather patterns and market fluctuations. By providing a fixed and assured income stream, PM-Kisan helps alleviate liquidity constraints and reduces the reliance on informal, high-interest loans. This, in turn, empowers farmers to make more informed decisions about their farming practices and investments, fostering a more sustainable and prosperous agricultural ecosystem. The sheer volume of this 20th installment—distributing ₹20,500 crore to almost 10 crore farmers—reaffirms the government’s belief in this direct cash transfer model as a powerful tool for rural economic empowerment.
Key Details of the PM-Kisan 20th Installment
The disbursal of the 20th installment was meticulously planned and executed, with a strong focus on transparency and efficiency. Here are the key details that highlight the scale and operational success of this financial transfer:
- Total Beneficiaries: The installment was credited to the accounts of approximately 9.7 crore eligible farmer families, a testament to the scheme's extensive reach across the country.
- Total Amount Disbursed: A staggering amount of ₹20,500 crore was transferred in this single installment, bringing the cumulative total disbursed since the scheme's inception to a substantial figure.
- Disbursal Method: The entire amount was transferred directly into the Aadhaar-seeded bank accounts of the beneficiaries through the Direct Benefit Transfer (DBT) mode. This technology-driven approach eliminates middlemen and ensures that every rupee reaches its intended recipient.
- Launch Location: The symbolic launch of the installment took place in Varanasi, the Prime Minister’s constituency, reinforcing the direct connection between the leadership and the nation’s farmers.
The Mandate of e-KYC and Aadhaar Linkage
A central and non-negotiable requirement for all beneficiaries to receive this and future installments is the completion of e-KYC and the linkage of their Aadhaar number with their bank accounts. The government has made this process mandatory to ensure the integrity of the scheme and to prevent fraudulent claims. The e-KYC process, which verifies the identity of the beneficiary, is a crucial step towards creating a transparent and secure system. Without a completed e-KYC, a farmer's name is marked as ineligible, and their installment is held back.
Recognizing the diverse landscape of India's rural areas and varying levels of digital literacy, the government has provided multiple, user-friendly options for farmers to complete their e-KYC:
- Online OTP-Based e-KYC: Farmers with an Aadhaar-linked mobile number can visit the official PM-Kisan portal, enter their Aadhaar number, and authenticate their identity using an OTP sent to their phone.
- Biometric e-KYC: For farmers without a mobile number linked to their Aadhaar, the option of visiting a nearby Common Service Centre (CSC) is available. At the CSC, an operator assists the farmer in completing biometric authentication using their fingerprint or iris scan.
- Face Authentication-Based e-KYC: A major technological advancement has been the introduction of a face authentication feature on the PM-Kisan mobile app. This allows farmers to verify their identity by scanning their face, a highly convenient option that can be done remotely without the need for a physical visit to a centre.
A Festival for Farmers: The PM-Kisan Utsav
The disbursal event in Varanasi was more than a formal procedure; it was a 'PM-Kisan Utsav'—a festival dedicated to honoring the farmers. The event brought together farmers, agricultural scientists, and government officials to celebrate the success of the scheme and to discuss the future of Indian agriculture. During the Utsav, success stories of farmers who have used the PM-Kisan funds to transform their lives and enhance their farming practices were highlighted. This celebratory atmosphere served to motivate and inspire the farming community, reinforcing their role as active partners in the nation's progress. The event was also a platform to share information about other government initiatives and technological advancements in agriculture, making it a valuable forum for knowledge exchange. This direct engagement and recognition of farmers' contributions build trust and strengthen the bond between the government and the rural community, demonstrating that their hard work is valued and supported.
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